Win a Magical Cruise Adventure for the family!

📢 Important Notice (Updated on 6 Aug 2026)

We have updated the Promotion prize line-up and prize period.

• The previously advertised Smartphone Prize and Travel Prize have been combined into one Grand Prize with a total prize value of S$16,000.
• The prize period for the Grand Prize has been revised from Mar 2027 – Jun 2027 to Nov 2026 – Apr 2027.
• The grand prize will be announced before the end of Oct 2026.

Enjoy complimentary online fraud insurance, with coverage up to $1,000 — plus a chance to win exclusive prizes worth up to $8,000.

HLAS Fraud Protect360 protects you against:
– Online & livestream shopping fraud
– Fund transfer fraud
– Digital wallet fraud
– Scam calls, phishing & electronic fraud

How to participate
Step 1: Sign Up for Free
You’ll get:
✔ Fraud protection coverage
✔ 1 lucky draw chance

Step 2: Upgrade to enhanced coverage for $5 and get protection of up to $5,000. (optional)
You’ll get:
✔ 3 lucky draw chances for every month you renew

Prize list
Campaign Period: 16 months
See the prize lineup below.

Basic Fraud Insurance – 1 chance
Enhanced Fraud Insurance – 3 chances for every month you renew.
You can win only one prize during the entire campaign. If you do not win in a draw, your entries will automatically be included in the next draw.

Policy Wording